Why Your Business Needs First-Party Cybersecurity Insurance

If your business stores large amounts of sensitive data for clients, then you can't afford to operate without first-party cybersecurity insurance coverage. Here are some of the ways your cybersecurity coverage can help with: Notifying Clients It is your responsibility to notify your customers about any data breach that may affect their information. In fact, one of the most common blames that businesses face when dealing with cybercrime is the delay in notifying affected third parties. [Read More]

Beyond The Obvious: Other Forms Of Insurance Coverage Your Business May Need

As a prospective businessperson, you have probably heard of commercial insurance coverage such as general commercial liability, commercial auto insurance, property insurance, and workers compensation insurance. These are some of the well-known insurance coverage for businesses, but they are neither the only ones nor the most important ones. Here are other forms of insurance coverage to consider for your business: Loss of Business operations This coverage protects you from losses you may experience if you have suffered some form of property damage and you can't continue with your business operations for some time. [Read More]

Want to Buy Insurance Wholesale? Qualifying Factors

Buying wholesale is something everyone looks for. Most people do not even know that you can buy insurance wholesale. To be fair, it is not exactly insurance for everyone, which is why you may not have heard of such insurance products. You can pursue wholesale insurance, if you want, but there are some qualifying factors. Yes, there are criteria involved before you can purchase wholesale insurance, although the criteria are quite different from regular-priced insurance products. [Read More]

3 Reasons You Do Need Business Insurance As A Home-Based Writer

Your writing career has flourished and it seems your dreams of being a full-time, at-home writer are coming to fruition. This is a time for celebration, but it is also time to start taking your writing career seriously, more like a business. People who have home-based business models often assume that there is no need for business insurance, especially those with most of their interactions being online or by phone like writers. [Read More]