If you are starting your own small business, it's important to remember that just because you may have few employees, you are still a businesses. You need to protect your assets and yourself with different types of business insurance. If you aren't sure about which types of business insurance you may need, check out these four you must consider. General Liability Insurance General liability insurance is the most basic type of business insurance you need, and every business: small or large should own this type of policy. [Read More]
3 Facts Regarding Getting Your Homeowner's Insurance Policy
If you are shopping around for home insurance, you likely have a lot of questions. There are so many different types of policies to consider, so if you are still unsure, check out these three facts to consider when you are getting your policy. They will help you make the right choice and not find unpleasant surprises after a disaster. Maintenance Isn't Usually Covered Now that you're a homeowner, you're in charge of all the maintenance to the home. [Read More]
When To Expect Your Auto Insurance Premiums To Rise (And When They Will Fall)
Your car is an asset that requires utmost care. Auto insurance is the major way to care for this asset. However, it can be confusing seeing your auto insurance premiums rise despite the fact that you had no claims and your car is not old. Here are five important factors that should cause you to expect a rise in your insurance premium: Your Claims History If you have many accidents you can expect that your premiums will rise as the insurance company sees you as a high risk client. [Read More]
When I Improve My Home, Will My Homeowner's Insurance Rates Go Up?
Are you wondering if you might find out one day that your home insurance rate went up? Well, if you change the structure of your home, you can expect it to rise. But don't think it's not worth it. A natural disaster could leave you homeless. Now, do you realize how important your home insurance is? Of course, any extension needs to be reported to the insurance company to register it and thus make sure that the insurance covers the safety of your house, no matter what. [Read More]