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Caribbean Yacht Insurance Coverages That Protect More Than The Boat

Yacht insurance policies provide protection against damage to large boats—but that's not all that these policies offer. Many also come with other coverages that provide protections beyond boat damage. Here are some of the other coverages that your yacht insurance policy may offer. Towing Coverage for Disabled Vessel If your yacht is damaged or disabled while away from any marina, it may need a tow into shore. Towing a large yacht quickly becomes expensive because of the size of the boat, and being farther from shore will only increase the cost of a tow.

Do You Need Extra Homeowners Insurance?

If you previously purchased homeowners insurance for your new house, you may think it's enough to cover everything you need. However, your current homeowner's insurance coverage may not be enough in the long run. If you need to rebuild your home in the future, you may need to come out of pocket to cover the extra expenses. Learn why you need extra homeowners insurance coverage and what type to purchase for your home below.

4 Types Of Business Insurance You May Need

It is important to have the right coverage in place when you are running a business. There is a wide range of different types of business coverage that you can purchase, which is why it is important to know the different types of insurance you can get as a business owner.    Type #1: Professional Liability Insurance   One of the most common types of business insurance, and one of the best types of business insurance to carry, is professional liability insurance.

What To Look For When Selecting Home Insurance

Selecting a home insurance policy requires more than just finding a plan with affordable premiums. While affordability is important, you also want to ensure you have enough coverage for your home. For example, if your property is damaged or destroyed by a fire, natural disaster, or some other event, you need enough coverage to rebuild it and replace your belongings. Here are three things to look for when selecting a homeowner's insurance policy.

The Fundamentals Of Earthquake Insurance Coverage

Whether you're buying a home in an area that's already prone to earthquakes or you're seeing the increased spread of earthquakes and tremors in areas with mining and fracking, you may be wondering if your homeowner's insurance protects against damage from an earthquake. Like flooding damage, most homeowner's insurance policies exclude earthquake damage from the covered losses. You'll need a separate policy for earthquake damage protection. Here's a look at what you need to know about earthquake damage insurance.

What Does A Typical Home Insurance Policy Cover And Exclude?

Buying a homeowner's insurance policy is something you must do if you want to buy a house or if you already own one. Your home insurance policy protects you, your house, and your things, but a typical policy does not cover everything. He is an explanation of what a typical home insurance policy generally covers, as well as what it might exclude. The Perils It Covers While every policy is slightly different, a typical policy covers specific perils and excludes others.

How To Buy Your First Home Insurance Policy

If you are buying your first house, you will also have to purchase your first home insurance policy. You will need your coverage before you can close on the house you want to buy, so you must contact a homeowner's insurance agent to start the plan. As you begin working on buying home insurance for the first time, you might want to follow these tips. Contact Your Current Insurance Company

3 Questions About Pay-Per-Mile Motorcycle Insurance

Do you have a motorcycle that you use occasionally, but you're not too excited about paying full price for motorcycle insurance? If so, you may want to consider pay-per-mile motorcycle insurance instead. It is a different way to get the insurance coverage you need, and it bases your coverage on how often you use your motorcycle. Here are a few questions you are likely to have about this different kind of insurance.

Questions To Ask Your Car Insurance Agent

Insuring your vehicle may sound like a no-brainer, but it can be pretty challenging if you're doing it for the first time. Familiarizing yourself with the laws, trying to find the right insurance company, and understanding insurance lingo can be a lot to take in for a newbie. To make it easier for you, here are some questions you need to ask a car insurance agent. How Much Coverage Is Required?

4 Steps For Getting Cheap Car Insurance Rates

Car insurance can be expensive, which is why it can be essential to find ways to bring your car insurance rate down to a reasonable rate that you can afford. There are many steps you can take that will help you lower your car insurance rates to a ate you can afford. Step #1: Don't Assume a Particular Company is Cheap Insurance companies spend millions of dollars in advertising to convince you that they offer the best insurance rates and that you should stick with them.