Insurance

Why You Should Purchase Workers' Compensation Insurance

Most businesses require multiple forms of insurance for protection. Although many people only think of liability insurance, workers' compensation insurance is another coverage you shouldn't ignore. The following are some of the benefits you can enjoy with the coverage. Attract and Retain Talent Discerning employees will only work with employers who have workers' compensation insurance. The employees know that, in case of a workplace injury, workers' compensation will: Pay their medical bills Pay part of their wages Cover their vocational training Workers' compensation even pays disability and death benefits – the latter in case an employee succumbs to a workplace accident.

3 Things To Compare When Choosing A New Auto Insurance Policy

As a vehicle owner, you must have a valid auto insurance policy to legally drive. There are lots of insurance options available on the market, which can make it confusing to choose one that will fit your needs the best. Here are a few things to compare when choosing an auto insurance policy that should help make the process easier:  Discount and Billing Options It's important to compare discount and billing options when deciding which auto insurance policy to invest in.

Three Things You Believe to Be True About Life Insurance That Aren't

There are many investments that you will make in life, but none are more important than life insurance, as this type of insurance is designed to protect your loved ones from the financial obligations that you leave behind when you die. However, as with many things, there are a lot of misconceptions that surround the concept of life insurance, and some of these myths can actually keep a lot of people from buying a policy.

When To Get Collision And Comprehensive, And When To Skip Them

Collision coverage and comprehensive coverage are two car insurance coverages that protect against damage your vehicle might sustain. Collision covers accidents that involve multiple vehicles, and comprehensive covers other causes of damage. Here's when these two coverages are helpful and when you might not need the protections. You Lease or Finance: Get the Coverages If you lease or finance your vehicle, you'll almost certainly need both collision coverage and comprehensive coverage.

Why Insurance Companies Need Your Car's VIN To Give You An Auto Insurance Quote

To get an accurate quote for car insurance, the agent you call and speak to will need a lot of details about you and your vehicle. One of the details the agent will ask for is the car's VIN. Agents need this number to learn more about the car you own, and here are some details about this that you might want to know before you call for a quote.

Tips For Buying Contractor Insurance

General contractors play an essential role in both commercial and residential building projects, as well as renovations and remodeling buildings and homes. Many people find that a career as a general contractor is rewarding, and it can also be quite lucrative. However, working as a general contractor also comes with a lot of responsibilities, such as carrying comprehensive contractor insurance. Carrying valid insurance is typically a requirement of holding a contractor's license issued by your state, and it is essential to always keep your contractor insurance valid and up to date.

Things That Can Increase The Costs Of Your Homeowner's Insurance

The home you live in is probably one of the most valuable assets you have, and that is one of the reasons you should always have home insurance covering it. Home insurance is an expense you will have for as long as you own the house, and the premiums you pay are affected by a number of different things. Here are some of the things you should know about that may cause your premiums to increase.

Some Answers To Car Insurance Questions

New drivers tend to have a lot of questions about car insurance. Since car insurance is so important, they should have easy access to the answers to the questions that they do have. Therefore, if you find yourself having some questions about auto insurance that you haven't found the answers to yet, then read the information here because you just may find a lot of the information that you are looking for.

3 Signs Term Life Insurance Is Right For You

Life insurance is important for many reasons. Not only will it ensure your loved ones have the financial means to handle your final expenses, but it will also give you some peace of mind knowing your family is provided for when you pass away. Of course, knowing what type of life insurance policy is right for you can be challenging. This guide will help you understand a few signs that term life is the right answer for you.

Public Adjusters: Like A Lawyer, But Better

Public adjusters are insurance people who fight for those who have a claim against their insurance companies. While you can certainly hire an insurance claims lawyer, they tend to cost more up front and at the end of the services rendered. The public adjuster takes your case with the intent of winning and getting much more than what you are typically entitled to under the claim so that he/she can claim ten percent of your winnings.