Insurance

3 Types Of Business Insurance Your Small Business Needs

If you are starting your own small business, it's important to remember that just because you may have few employees, you are still a businesses. You need to protect your assets and yourself with different types of business insurance. If you aren't sure about which types of business insurance you may need, check out these four you must consider. General Liability Insurance General liability insurance is the most basic type of business insurance you need, and every business: small or large should own this type of policy.

3 Facts Regarding Getting Your Homeowner's Insurance Policy

If you are shopping around for home insurance, you likely have a lot of questions. There are so many different types of policies to consider, so if you are still unsure, check out these three facts to consider when you are getting your policy. They will help you make the right choice and not find unpleasant surprises after a disaster. Maintenance Isn't Usually Covered Now that you're a homeowner, you're in charge of all the maintenance to the home.

When To Expect Your Auto Insurance Premiums To Rise (And When They Will Fall)

Your car is an asset that requires utmost care. Auto insurance is the major way to care for this asset. However, it can be confusing seeing your auto insurance premiums rise despite the fact that you had no claims and your car is not old. Here are five important factors that should cause you to expect a rise in your insurance premium: Your Claims History If you have many accidents you can expect that your premiums will rise as the insurance company sees you as a high risk client.

When I Improve My Home, Will My Homeowner's Insurance Rates Go Up?

Are you wondering if you might find out one day that your home insurance rate went up? Well, if you change the structure of your home, you can expect it to rise. But don't think it's not worth it. A natural disaster could leave you homeless. Now, do you realize how important your home insurance is? Of course, any extension needs to be reported to the insurance company to register it and thus make sure that the insurance covers the safety of your house, no matter what.

3 Questions You May Have About SR-22 Insurance

If you find out that you need SR-22 insurance in order to keep your driver's license, you might wonder what this even is. SR-22 insurance is something that is often needed by people who experience a lot of traffic violations, and here are three commonly asked questions related to SR-22 insurance. What Is SR-22 Insurance? While SR-22 is often called insurance, it really is not a type of insurance. Instead, it is a letter that documents that you have a sufficient insurance policy in place.

Tips To Maximize Your Vehicle Damage Claim

If your vehicle has been damaged in an accident, then you are obviously interested in maximizing your auto insurance payout. Here are some tips to help you achieve the objective: Minimize the Damage to the Original One Most car damages quickly lead to further damages if no mitigating measures are taken for them. For example, a blown out tire will lead to wheel and rim damage if it isn't fixed in and superficial water damage can quickly lead to rusting and electrical damage.

Tips For Protecting Your Business With Insurance

If you are to be responsible when it comes to managing your business, you must take active steps to protect it against the various legal liabilities that it may encounter. To this end, there are commercial insurance policies that can help you to manage these risks. However, buying a commercial insurance policy that offers sufficient protection will require you to take a holistic look at the types of protection you may require.

Tips On Teaching Your Teen To Drive

To make certain that you're putting your child on the road well prepared and knowledgeable, it pays to teach them the rules and help them learn to drive. There are a lot of driving schools out there that you can hire, in addition to some strategies that will let your teenager learn the ins and outs of driving. With this in mind, read below to get all that you need out of teaching your teenager to drive.

What To Tell Your Insurance Agent When Trying To Get A Cheaper Policy

There are a lot of insurance agents out there that will tell you that your best possible coverage is the policy that covers absolutely anything and everything under the sun. Of course, those policies usually cost a good chunk of change and depending on your personal situation, you may or may not need everything that that type of policy covers. If you are looking for the minimum coverage so you can save money, here are some of the things that you will want to tell your insurance agent:

Reasons You Should Do An Annual Rate Check With Your Auto Insurance

When you purchase an auto insurance policy, you should not simply pay the premiums and ignore the policy for the next 5 or 10 years. Instead, you should check into it at least once a year to see if you have the right coverage and to see if you are getting the best deal. When you do this, it is called an annual rate check, and here are three reasons to get an annual rate check on your auto insurance policy: