When To Get Collision And Comprehensive, And When To Skip Them

Collision coverage and comprehensive coverage are two car insurance coverages that protect against damage your vehicle might sustain. Collision covers accidents that involve multiple vehicles, and comprehensive covers other causes of damage. Here's when these two coverages are helpful and when you might not need the protections. You Lease or Finance: Get the Coverages If you lease or finance your vehicle, you'll almost certainly need both collision coverage and comprehensive coverage. [Read More]

Why Insurance Companies Need Your Car's VIN To Give You An Auto Insurance Quote

To get an accurate quote for car insurance, the agent you call and speak to will need a lot of details about you and your vehicle. One of the details the agent will ask for is the car's VIN. Agents need this number to learn more about the car you own, and here are some details about this that you might want to know before you call for a quote. [Read More]

Tips For Buying Contractor Insurance

General contractors play an essential role in both commercial and residential building projects, as well as renovations and remodeling buildings and homes. Many people find that a career as a general contractor is rewarding, and it can also be quite lucrative. However, working as a general contractor also comes with a lot of responsibilities, such as carrying comprehensive contractor insurance. Carrying valid insurance is typically a requirement of holding a contractor's license issued by your state, and it is essential to always keep your contractor insurance valid and up to date. [Read More]

Things That Can Increase The Costs Of Your Homeowner's Insurance

The home you live in is probably one of the most valuable assets you have, and that is one of the reasons you should always have home insurance covering it. Home insurance is an expense you will have for as long as you own the house, and the premiums you pay are affected by a number of different things. Here are some of the things you should know about that may cause your premiums to increase. [Read More]