Extend Your Coverage With A Homeowners Insurance Rider

A standard homeowners insurance policy is designed to cover a multitude of losses. However, for some homeowners, the standard coverage is not enough. These homeowners need specialized coverage, known as a rider, to secure their belongings properly. To ensure you have ample coverage for your needs, learn more about some of the riders available. Commercial Property If you own a small business and you store any of your commercial belongings in your home, you should consider investing in a commercial property rider. [Read More]

How To Navigate Vehicle Write-Offs And Insurance Claims

Accidents are never welcome, yet the degree of damage inflicted on a vehicle can range greatly. Comprehending the varying levels of severity when it comes to write-offs is essential if you take out an insurance cover. Depending on the severity of the crash or breakdown, your vehicle may be written off as a total loss. In these cases, you'll need to make an insurance claim and file a report with the police if necessary. [Read More]

Understanding The Commercial Owner-Operator Trucking Insurance You Need

If you have decided to purchase your own commercial truck, there are a lot of decisions you must make. You must determine if you will run under someone else's authority. Will you run locally or long haul? What type of cargo will you haul? But one question that may not be on your radar is what kind of commercial owner-operator trucking insurance you need. Here is some information that may help in that regard. [Read More]

4 Factors That Determine The Cost Of Insuring Your Car

Everybody dreams of getting the best insurance premium rates and quality coverage. However, many people still don't understand the processes and calculations the insurance company makes when deciding how much to charge for insurance. You should know that most companies have calculator software where you can key in your details and receive an estimate of how much you pay. More importantly, you can only understand the workings of this system when you know the factors that the insurers assess. [Read More]