Whether you're buying a home in an area that's already prone to earthquakes or you're seeing the increased spread of earthquakes and tremors in areas with mining and fracking, you may be wondering if your homeowner's insurance protects against damage from an earthquake. Like flooding damage, most homeowner's insurance policies exclude earthquake damage from the covered losses. You'll need a separate policy for earthquake damage protection. Here's a look at what you need to know about earthquake damage insurance. [Read More]
What Does A Typical Home Insurance Policy Cover And Exclude?
Buying a homeowner's insurance policy is something you must do if you want to buy a house or if you already own one. Your home insurance policy protects you, your house, and your things, but a typical policy does not cover everything. He is an explanation of what a typical home insurance policy generally covers, as well as what it might exclude. The Perils It Covers While every policy is slightly different, a typical policy covers specific perils and excludes others. [Read More]
How To Buy Your First Home Insurance Policy
If you are buying your first house, you will also have to purchase your first home insurance policy. You will need your coverage before you can close on the house you want to buy, so you must contact a homeowner's insurance agent to start the plan. As you begin working on buying home insurance for the first time, you might want to follow these tips. Contact Your Current Insurance Company [Read More]
3 Questions About Pay-Per-Mile Motorcycle Insurance
Do you have a motorcycle that you use occasionally, but you're not too excited about paying full price for motorcycle insurance? If so, you may want to consider pay-per-mile motorcycle insurance instead. It is a different way to get the insurance coverage you need, and it bases your coverage on how often you use your motorcycle. Here are a few questions you are likely to have about this different kind of insurance. [Read More]