Understanding The Premium: What Auto Insurance Companies Consider

It is generally understood that auto insurance premiums will vary among different customers. However, it may not be clear to potential customers why this price difference exists. In truth, there are several deciding factors the insurance company must take into consideration when determining the customer's premium. Having a decent understanding of why insurance companies may charge higher premiums for varying customers is a helpful tool for drivers to better understand their bills. [Read More]

3 Things To Know About Auto Insurance When Buying A Brand-New Car

Buying a brand-new car is exciting yet costly. When you purchase a new car, you will probably want to take good care of the vehicle, and part of caring for a vehicle is having the right auto insurance coverage. As you prepare to buy a brand-new car, here are three vital things you must know about auto insurance. You Cannot Leave the Dealership Without Proof of Coverage One of the most important things to know when buying a new car is that you cannot leave the dealership without proof of auto insurance coverage for your new vehicle. [Read More]

What Information Do You Need to Get an Auto Insurance Quote?

If you are shopping for auto insurance, you likely want to be sure that you are getting the correct amount of coverage for a reasonable price. You can contact an insurance agency to request a free auto insurance quote, and you can do this online, over the phone, or in person. Before you ask for a quote, you might want to gather up the essential documents and information you need. You cannot get an accurate auto insurance quote without the right information. [Read More]

Why You Should Purchase Workers' Compensation Insurance

Most businesses require multiple forms of insurance for protection. Although many people only think of liability insurance, workers' compensation insurance is another coverage you shouldn't ignore. The following are some of the benefits you can enjoy with the coverage. Attract and Retain Talent Discerning employees will only work with employers who have workers' compensation insurance. The employees know that, in case of a workplace injury, workers' compensation will: Pay their medical bills Pay part of their wages Cover their vocational training Workers' compensation even pays disability and death benefits – the latter in case an employee succumbs to a workplace accident. [Read More]